Can You Get A Good Prepaid Legal Attorney?
Prepaid legal services are increasingly becoming a part of the benefits package for many employees and members of other organizations, and many more individuals are seeking to join such a plan on their own.
This type of plan caught on in Europe more quickly than in the U.S., but attorneys in the states are beginning to see this as an excellent way to attract clients who may have avoided their services in the past due to the high cost.
Prepaid legal services are, at least in theory, a way to provide access to attorneys to get over the hurdles of life events with legal implications, while avoiding excessive expense.
Most people have heard the horror stories of people who die without leaving a will. Even those with intact traditional families may be astonished to find that suddenly governmental powers may take precedence over family wishes in many matters presumed to be personal.
A minor accident resulting in only a few bent fenders can still get costly rather quickly and merely establishing that one was not at fault is no guarantee that the legal hassles end with that.
Through a legal plan, one gains access to a prepaid legal attorney for phone advice and assistance with basic documents like wills. Typically, when a client joins, they are assigned to an attorney’s office or law firm which has agreed to perform certain services under the plan with no additional charges for basics.
The exact services and fee structure depend on the plan itself and, to some degree, the willingness of the attorney or firm to be of assistance.
Attorneys who have been bar association members for at least ten years are eligible for a peer-reviewed rating system and you can check their ratings yourself. If an attorney or firm has an AV rating, this is a positive indicator, although the firm rating is the rating of the highest ranked attorney on their staff, not necessarily the one you will get.
One of the drawbacks of prepaid legal lawyers is that you usually cannot find out who your attorney will be until after signing up for a prepaid legal plan. Still, you may decide it is worthwhile to join such a plan, take care of a fairly simple matter first and then check out the attorney or firm which is assigned.
Highly competent attorneys are available on such plans and, for many, simple routine matters which are covered are all the legal services they need.
If you suspect or are worried that your life may be a bit more complicated than average, it might be wise to shop for a more comprehensive plan or legal insurance plan that offers more coverage. These plans can be a great bargain for the right buyer, but don’t expect to get a zippy sports car for the price of an old station wagon. It is more reasonable to look to these plans for cost-savings than for freebies.
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